Myths About Financial Aid

(1) “Federal student aid is just ‘free money’ like grants.”

(2) “My parents make too much money, so I won’t qualify for aid.”

(3) “Only students with good grades get financial aid.”

(4) “I don’t have good credit, so I can’t get a student loan.”

(5) “My ethnicity or age makes me ineligible for federal student aid.”

(6) “The FAFSA®  form takes forever to fill out, and it’s really hard to do.”

(7) “I support myself, so I don’t have to include parent information on the FAFSA® form.”

(8) “I can’t file my FAFSA® form in October because I haven’t applied to any schools.”

(9) “I’ll have to update my FAFSA® form after I file my taxes in the spring, won’t I?”

(10) “I didn’t qualify for financial aid last year, so filling out the FAFSA® form again is just a waste of time.”

**For more information on these myths, go to Studentaid.gov/resources.